Bill comes from a thirty-plus-year career in Investment Banking operations. In fact, it was at Bankers Trust Futures back in the early nineties that he first met Dr. Rubin; prior to obtaining his Ph.D., Dr. Rubin entertained the idea of a career in financial services. Though he and Bill ultimately took different career paths over the ensuing two decades, they remained friends. Bill’s interests include writing (he is a self-published author of three fiction novels), music, and various sports including golf and bowling. Granted he is admittedly an awful golfer, but formerly a highly competitive bowler. He has several perfect games (he is extremely proud of) to prove it.